Terms and Conditions - Sevalia Mudra

Introduction

Welcome to Sevalia Mudra! These Terms and Conditions of Service ("Terms") constitute a legally binding agreement between you and Sevalia Mudra regarding your use of this application (the "Application" or the "Service"). The Application is designed to provide you with an efficient personal finance bookkeeping tool to help you record, track, and analyze your financial expenditures.

Before accessing or using the Application, you must carefully read and fully understand the entire content of these Terms. By commencing your use of the Application, you signify that you have agreed to and accepted all provisions of these Terms. Accordingly, we grant you a personal, non-transferable license to use the Service in full compliance with the applicable laws of India.

1. User Eligibility and Account Management

1.1 Eligibility to Use

To register for and use Sevalia Mudra, you must meet the following conditions:

Be at least 18 years of age, or be using the Service under the active supervision of a parent or legal guardian.
Provide a valid mobile phone number for account security and verification purposes.
You agree to strictly adhere to all provisions set forth in these Terms.

1.2 User Responsibilities

You are solely responsible for all activities conducted through your Sevalia Mudra account. You are responsible for safeguarding the confidentiality of your account password and other authentication credentials. During the registration process, you must provide truthful, accurate, and complete information, and keep it updated at all times. If we have reason to believe that you have provided false information or have violated any of these Terms, we reserve the right, at our sole discretion, to suspend or terminate your account and restrict your future access to the Service.

2. Account Registration and Security

2.1 Account Creation

To use our Service, you are required to register for a personal account. This process requires you to provide certain personal information, including a secure password and a mobile phone number for verification. How we collect and process your data is detailed in our Privacy Policy, which we strongly encourage you to review. For details, please visit: https://www.sevaliamudra.com/privacy-policy

2.2 Account Security

You must take all reasonable measures to protect your account from unauthorized access. If you discover or suspect that your password has been compromised or that your account has been used without your permission, you must contact us immediately via email at service@sevaliamudra.com.

3. Data and Privacy Protection

We place a high value on your personal privacy. All our practices concerning the collection, use, and protection of your personal data (particularly the financial information you record) are governed by our Privacy Policy. Your use of Sevalia Mudra signifies your consent to the data handling practices described in that policy.

4. License and Use Restrictions

We hereby grant you a limited, non-exclusive, and revocable license to use the Sevalia Mudra Service solely for personal, non-commercial purposes. You agree that, without our prior written authorization, you will not engage in any of the following actions:

Reproduce, distribute, or publicly display any content from the Application in any form.
Modify, decompile, reverse-engineer, or create derivative works from any part of the Application.
Use any automated means (such as web crawlers or bots) to scrape or extract data from the Service.
Resell the Service or its content for any commercial purpose.
Share your account login credentials with any third party.

Any use of the Application that falls outside the scope of this license will result in the immediate termination of this authorization.

5. Service Availability and Modifications

5.1 General Availability

We are committed to providing a stable and reliable service, but we do not guarantee that the Service will be perpetually uninterrupted. The Service may be temporarily interrupted due to scheduled maintenance, system upgrades, or other technical reasons.

5.2 Service Suspension

In special circumstances, such as major system failures, urgent security threats, or force majeure events, we may suspend the Service without prior notice. We will make reasonable efforts to provide advance notice when feasible.

5.3 Service Termination

We reserve the right, at our sole discretion, to modify, suspend, or permanently terminate the Service (or any part thereof) at any time. Upon termination of the Service, all rights and licenses granted to you under these Terms will immediately cease, and you must discontinue all use of the Application.

6. Contact Us

If you have any questions regarding these Terms, please feel free to contact us via email at: service@sevaliamudra.com

You can also visit our official website for more information: https://www.sevaliamudra.com